| 49 Income Statement | |||||||||||
| ### | Rural and Cooperative Bank Group | ||||||||||
| as of end of periods indicated | |||||||||||
| amounts in thousand Pesos | |||||||||||
| /r | |||||||||||
| Selected Accounts | Mar-23 | Jun-23 | Sep-23 | Dec-23 | |||||||
| operating_income | TOTAL OPERATING INCOME | 10,884,918.59 | 22,527,931.56 | 34,456,176.45 | 46,923,101.99 | ||||||
| interest_income | Interest Income | 10,089,128.69 | 21,104,506.45 | 32,393,672.30 | 44,323,428.06 | ||||||
| interest_expense | Interest Expense | 1,593,733.09 | 3,502,223.76 | 5,446,504.57 | 7,555,895.34 | ||||||
| prov_loss_acc_int_inc_fin_asst | Provision for Losses on Accrued Interest Income from Financial Assets | 7,621.43 | 11,300.49 | 70,140.72 | 109,760.30 | ||||||
| net_interest_income | Net Interest Income | 8,487,774.17 | 17,590,982.20 | 26,877,027.01 | 36,657,772.42 | ||||||
| non_interest_income | Non-Interest income | 2,397,144.42 | 4,936,949.36 | 7,579,149.43 | 10,265,329.57 | ||||||
| fees_comm_income | (1) Fees and Commissions Income | 1,779,043.61 | 3,532,265.67 | 5,477,809.59 | 7,335,369.33 | ||||||
| trading_income | (2) Trading Income | 1,770.89 | 2,477.22 | 1,566.80 | 8,149.86 | ||||||
| realized_gains_loss_sale | (a) Realized Gains/(Losses) from Sale/Redemption | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| unrealized_gains_loss_mtm | (b) Unrealized Gains/(Losses) from Marking-to-Market | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| realized_gains_loss_forex | (c) Realized Gains/(Losses) from FX Transactions | 1,770.89 | 0.00 | 0.00 | 0.00 | ||||||
| profit_loss_sale_other_asset | (3) Profits/Losses on Sale of Other Assets | 245,411.31 | 660,615.10 | 985,165.33 | 1,333,461.53 | ||||||
| prof_loss_sale_ntrad_fin_astlib | (a) Profit/(Loss) from Sale/Redemption/Derecognition of Non-Trading Fin'l Assets & Liabilities | (50,235.37) | (41,156.89) | (25,099.90) | (26,818.47) | ||||||
| gain_loss_sale_nonfin_asset | (b) Profit/(Loss) from Sale/Derecognition of Non-Fin'l Assets | 295,646.68 | 701,771.99 | 1,010,265.24 | 1,360,280.00 | ||||||
| other_income_web | (4) Other Income | 370,918.61 | 741,591.37 | 1,114,607.70 | 1,588,348.85 | ||||||
| dividend_income | (a) Dividend Income | 0.00 | 0.00 | 4.73 | 193.34 | ||||||
| forex_profit_loss | (b) Foreign Exchange Profit/(Loss) | 100.03 | 1,484.06 | 2,591.93 | 3,525.62 | ||||||
| gain_loss_fin_asst_liab_dfvpl | (c) Profit/(Loss) on Financial Assets and Liabilities DFVPL | 139.39 | 232.16 | 145.59 | 231.02 | ||||||
| gain_loss_fair_value_hedge | (d) Profit/(Loss) on Fair Value Adjustment in Hedge Accounting | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| other_income | (e) Other income | 370,679.19 | 739,875.14 | 1,111,865.45 | 1,584,398.87 | ||||||
| non_interest_expense | NON-INTEREST EXPENSES | 7,720,951.23 | 15,635,290.16 | 23,881,542.57 | 32,545,780.43 | ||||||
| compens_fringe_benefits | (1) Compensation/Fringe Benefits | 3,478,244.47 | 7,160,080.72 | 10,726,546.35 | 14,705,448.77 | ||||||
| taxes_license | (2) Taxes and Licenses | 907,582.12 | 1,757,586.04 | 2,677,453.18 | 3,642,110.46 | ||||||
| fees_comm_expenses | (3) Fees and Commissions | 220,429.18 | 456,530.93 | 707,348.28 | 960,015.41 | ||||||
| other_admin_expenses | (4) Other Administrative Expenses | 2,352,465.70 | 4,760,439.38 | 7,349,288.47 | 9,948,642.57 | ||||||
| deprec_amort | (5) Depreciation/Amortization | 552,319.57 | 1,134,789.45 | 1,741,016.18 | 2,381,788.00 | ||||||
| impairment_loss | (6) Impairment Losses | 4,872.69 | 4,752.30 | 8,027.91 | 33,492.91 | ||||||
| provisions | (7) Provisions | 205,037.51 | 361,111.34 | 671,862.19 | 874,282.32 | ||||||
| loss_recoveries_fin_asset | LOSSES/RECOVERIES ON FINANCIAL ASSETS | (713,748.08) | (1,437,626.59) | (2,191,934.60) | (3,255,904.19) | ||||||
| prov_cred_loss_fasst_offbs_expo | (1) Provision for Credit Losses on Loans & Other Fin'l Assets | (851,556.29) | (1,696,413.73) | (2,593,391.05) | (2,907,780.21) | ||||||
| bad_debts_written_off | (2) Bad Debts Written Off | (4,372.98) | (12,338.78) | (17,165.49) | (942,666.60) | ||||||
| recovery_impaired_off_asset | (3) Recovery on Charged-Off Assets | 142,181.19 | 271,125.91 | 418,621.95 | 594,542.62 | ||||||
| net_profit_bef_share_prof | NET PROFIT BEFORE SHARE IN THE PROFIT/(LOSS) OF UNCONSOLIDATED SUBSIDIARIES, ASSOCIATES AND JOINT VENTURES ACCOUNTED FOR USING THE EQUITY METHOD | 2,450,219.28 | 5,455,014.80 | 8,382,699.28 | 11,121,417.37 | ||||||
| share_prof_loss_uncons_subs | Share in the Profit/(Loss) of Unconsolidated Subsidiaries, Associates and Joint Ventures Accounted for Using the Equity Method | 35,020.49 | 78,527.73 | 119,694.74 | 222,394.98 | ||||||
| total_prof_loss_bef_tax | TOTAL PROFIT/LOSS BEFORE TAX AND BEFORE MINORITY INTEREST | 2,485,239.77 | 5,533,542.53 | 8,502,394.02 | 11,343,812.35 | ||||||
| income_tax_expense | Income Tax Expense | 463,755.01 | 1,181,774.92 | 1,945,286.83 | 2,706,902.58 | ||||||
| total_prof_loss_aft_tax | TOTAL PROFIT/LOSS AFTER TAX AND BEFORE MINORITY INTEREST | 2,021,484.76 | 4,351,767.60 | 6,557,107.19 | 8,636,909.77 | ||||||
| noncontroll_int_prof_loss | Minority Interest in Profit/(Loss) of Subsidiaries | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| net_profit_loss | NET PROFIT OR LOSS | 2,021,484.76 | 4,351,767.60 | 6,557,107.19 | 8,636,909.77 | ||||||
| /p Revised | |||||||||||
| Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas | |||||||||||
| Updated as of 20 February 2024 | |||||||||||